Try and practice the latest California Department of Insurance : CA-Life-Accident-and-Health real questions & answers
Last Updated: Sep 11, 2026
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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Ethics and Professional Conduct | - Agent Responsibilities
|
| California Insurance Laws and Regulations | - State Regulatory Framework
|
| Accident and Health Insurance | - Health Insurance Policies
|
| Basic Insurance Concepts and Principles | - Insurance Fundamentals
|
| Life Insurance | - Life Insurance Policies
|
California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
What Medicare coverage automatically begins at age 65?
- A. Part A
- B. Part B
- C. Part C
- D. Part D
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
The use of non-medical life insurance accomplishes all of the following EXCEPT
- A. the processing of life insurance applications is expedited.
- B. insurer expenses are reduced by the cost of paying for medical examinations.
- C. insureds can avoid answering medical questions on the application.
- D. there is less demand on the medical profession.
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Vision insurance usually limits coverage in all of the following ways EXCEPT
- A. a specific dollar amount for frames.
- B. one set of lenses per year.
- C. a specific dollar amount for examinations.
- D. one examination per year.
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
A situation in which there is a possibility of a loss or a gain is a
- A. speculative risk.
- B. pure risk.
- C. particular risk.
- D. fundamental risk.
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Beginning January 1, 2014, a health insurance issuer that offers health insurance coverage in the individual market must cover 10 essential health benefits. All of the following benefits are essential health benefits EXCEPT
- A. adult dental coverage
- B. maternity and newborn care.
- C. laboratory services.
- D. prescription drugs.
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