Try and practice the latest IIC : C130 real questions & answers
Last Updated: Sep 10, 2026
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IIC C130 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Legal and Regulatory Framework | - Law of agency and fiduciary duty - Ethical standards and professional conduct |
| Topic 2: Insurance Distribution Systems | - Agent vs broker roles and responsibilities - Distribution models (independent agency, brokerage, direct writers) |
| Topic 3: Broker and Agent Practice Skills | - Client communication and advisory skills - Policy placement and insurer interaction |
| Topic 4: Insurance Fundamentals and Risk Concepts | - Nature of risk (pure vs speculative risk) - Insurance principles and contract basics |
| Topic 5: Insurance Products and Markets | - Commercial and personal lines overview - Property and casualty insurance basics |
IIC Essential Skills for the Insurance Broker and Agent Sample Questions:
Why would an intermediary want to know if a client is renovating their home?
- A. The increase in property taxes will have to be factored into the premium.
- B. The liability hazards decrease because the home is unoccupied.
- C. The risk of a peril occurring is greater for a building under construction.
- D. The policy needs to be cancelled and written under a builder's risk policy.
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Which locale is an example of an attractive nuisance?
- A. Suburban street
- B. Public flower garden
- C. Elementary school
- D. Residential pool
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What is included in an experience letter from an insurer or broker?
- A. Amount of the last insurance premium paid
- B. Name of each driver and applicable licence class
- C. Period during which the individual was insured
- D. List of all vehicles owned by the insured over the past six years
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Which statement describes the reimbursement of voluntary medical payments under a personal liability policy?
- A. The third party will be reimbursed solely for direct damage to their property.
- B. The insured and the third party must live in the same household for there to be payment.
- C. The injured party is required to prove that their injuries occurred as a result of negligence.
- D. The insured is required to provide written proof and medical documentation.
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The insured has a property policy on his cottage with a $120,000 limit of insurance. What is the amount of coverage available for loss or damage to his $12,000 cottage boathouse under a typical policy?
- A. $12,000, included in the limit on the cottage
- B. $120,000, the limit of the cottage policy
- C. $12,000, in addition to the $120,000 on the cottage
- D. $0, boathouses are excluded under the policy
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