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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following parties can file a claim under the provisions of a title policy?

A) The holder of an undisclosed interest in the insured property.
B) The taxing authority with jurisdiction over the insured property.
C) The insured named under the policy.
D) The holder of a judgment against the insured.

2. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

A) pre-closing
B) post-closing
C) marketing
D) disbursement

3. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
B) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.

4. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) requirement.
C) post policy event.
D) standard exception.

5. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) time limit and file number
B) location of property and reason for escrow
C) limitation of liability and ability to resign
D) amount of escrow and addresses of each party

Solutions: