Try and practice the latest Ohio Department of Insurance : OH-Life-Agent-Series-11-44 real questions & answers
Updated: Jul 22, 2026
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Overview:
| Certification Vendor: | Ohio Department of Insurance |
| Exam Name: | Ohio Life Insurance Agent Series 11-44 |
| Exam Number: | OH-Life-Agent-Series-11-44 |
| Related Certifications: | Ohio Accident and Health Agent Series 11-45 Ohio Property and Casualty Agent Series 11-46 |
| Exam Format: | Multiple Choice |
| Exam Price: | USD42 |
| Real Exam Qty: | 100 |
| Certificate Validity Period: | 2 years (following license issuance) |
| Exam Duration: | 120 minutes |
| Passing Score: | 70% |
| Available Languages: | English |
| Sample Questions: | Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions |
| Exam Way: | Computer-based testing (at authorized PSI centers) with multiple-choice questions. :contentReference[oaicite:1]{index=1} |
| Pre Condition: | Must complete an Ohio Department of Insurance approved pre-licensing education course; must be at least 18 years old; criminal background check and fingerprinting required as part of licensing process. :contentReference[oaicite:0]{index=0} |
| Official Syllabus URL: | https://insurance.ohio.gov/ |
Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Life Insurance Product Knowledge | - Cash value, dividends, policy loans and surrenders - Modified Endowment Contracts and taxation - Settlement options and beneficiary provisions - Section 1035 exchanges and rollover rules - Policy provisions and types | |
| Insurance Regulation | 12% | - Continuing education requirements - Change of address and contact information - Licensing requirements - Resident and nonresident rules - Temporary licenses - Reporting convictions and disciplinary actions - Assumed business names - Renewal and nonrenewal |
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. Which of the following is a characteristic of a non-admitted Insurer?
A) A non-admitted insurer is required to submit rates for approval.
B) A non-admitted insurer is not afforded protection by the guaranty fund.
C) A non-admitted insurer is also known as a domestic insurer.
D) A non-admitted insurer is required to submit forms to the Department of Insurance.
2. An agent's underwriting duties Include which of the following?
A) Setting premium amounts.
B) Issuing the policy.
C) Declining or accepting an application.
D) Completing all applications and collecting initial premiums.
3. Which of the following is a life insurance contract written on the life of an individual?
A) Insurance.
B) Single-Life Insurance.
C) Joint Life Contract.
D) Survivorship Policy.
4. The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
of an officer or other significant employee Is
A) key person.
B) business overhead.
C) employee welfare.
D) business continuation life.
5. Competency of an Individual to enter into an Insurance contract is determined based on
A) legal age.
B) legal purpose.
C) payment of premium.
D) ownership.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: A | Question # 5 Answer: A |
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