Try and practice the latest IIC : C131 real questions & answers
Updated: Jul 05, 2026
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IIC Advanced Skills for the Insurance Broker and Agent Sample Questions:
1. How is a party treated when added to a liability policy as an additional named insured?
A) Named loss payees have more rights than the named insured.
B) Additional named insureds can be amended by the broker without the need to inform the insurer.
C) Both the names of the corporation and the individual insured must be listed on the declarations page.
D) The certificate holder receives the same protections under the policy as named insureds.
2. What is the intent of a cross liability clause found in a commercial general liability (CGL) policy?
A) Provide coverage as if each named insured had a separate policy
B) Prevent one insured from bringing an action against another named insured
C) Insure under a trading style which is always a legal entity
D) Compound the limits of liability by providing the limit of coverage for each named insured
3. A real estate investment trust is a long-term client of Best Brokerage. The REIT intends to tear down one unused warehouse and build an apartment in its place. The risk manager requests insurance coverage for the project, wants to avoid a significant increase in premium, and does not want to include cost overruns.
a) Briefly discuss how the limits of insurance of this project will be determined, and what type of costs are included in the limit.
b) Should the risk manager exclude cost overruns from the limit of insurance? Explain your answer.
4. After examining an organization's financial statements and accounting records, a broker decides that they would like to take the company on as a client. What did the broker determine during their examination that helped make this decision?
A) The organization has paid policy premiums on time for the last seven years.
B) The organization is consistently profitable.
C) The organization has a captive company.
D) The organization is compliant with federal and provincial tax laws.
5. What is insurer solvency?
A) An obligation to meet a rating company's opinion
B) An agreement between multiple insurance companies
C) The amount of claims an insurer has closed in the past year
D) The ability of an insurer to meet its financial obligations
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: Only visible for members | Question # 4 Answer: B | Question # 5 Answer: D |
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